9 alternatives to PayPal

PayPal is a Money, Budgeting & Management product. The community recommends 9 alternatives: 9 open source, 9 self-hostable and 9 free to use. They are ranked by community votes, ratings and favorites, with the key differences from PayPal highlighted.

Last updated: October 9, 2026

About PayPal

Online payment and money transfer service with buyer protection and merchant checkout.

Closed source

Not self-hostable

Usage-based

Web

iOS

Android

View details Visit website

Quick picks

Best open-source pick

Bitcart

Open source, MIT license

Best self-hosted pick

Bitcart

Run it on your own server

Best free pick

Bitcart

Free to use

All alternatives

0
1.
Bitcart
Money, Budgeting & Management
Cryptocurrencies payment processor and development platform.
Open source · MIT
Self-hostable
Compared with PayPal
- + Open source (PayPal is not)
- + Self-hostable (PayPal is not)
- + Free to use (PayPal is paid)
Details Website
0
2.
BTCPay Server
Money, Budgeting & Management
Bitcoin and other cryptocurrencies payment processor.
Open source · MIT
Self-hostable
Compared with PayPal
- + Open source (PayPal is not)
- + Self-hostable (PayPal is not)
- + Free to use (PayPal is paid)
Details Website
0
3.
DePay
Money, Budgeting & Management
Accept Web3 Payments directly into your wallet. Peer-to-peer, free, self-hosted & open-source.
Open source · MIT
Self-hostable
Compared with PayPal
- + Open source (PayPal is not)
- + Self-hostable (PayPal is not)
- + Free to use (PayPal is paid)
Details Website
0
4.
FOSSBilling
Money, Budgeting & Management
Hosting and billing automation. Integrates with WHM, CWP, cPanel and HestiaCP. Full API and easily extensible.
Open source · Apache-2.0
Self-hostable
Compared with PayPal
- + Open source (PayPal is not)
- + Self-hostable (PayPal is not)
- + Free to use (PayPal is paid)
Details Website
0
5.
Invoice Ninja
Money, Budgeting & Management
Powerful tool to invoice clients online.
Open source · elastic-2-0
Self-hostable
Compared with PayPal
- + Open source (PayPal is not)
- + Self-hostable (PayPal is not)
- + Free to use (PayPal is paid)
Details Website
0
6.
InvoicePlane
Money, Budgeting & Management
Manage quotes, invoices, payments and customers for your small business.
Open source · MIT
Self-hostable
Compared with PayPal
- + Open source (PayPal is not)
- + Self-hostable (PayPal is not)
- + Free to use (PayPal is paid)
Details Website
0
7.
Kill Bill
Money, Budgeting & Management
Subscription billing & payments platform. Have access to real-time analytics and financial reports.
Open source · Apache-2.0
Self-hostable
Compared with PayPal
- + Open source (PayPal is not)
- + Self-hostable (PayPal is not)
- + Free to use (PayPal is paid)
Details Website
0
8.
SHKeeper
Money, Budgeting & Management
Cryptocurrency payment processor with the unique combination of gateway and merchant allowing you to accept payments in multiple cryptocurrencies without fees and intermediaries.
Open source · GPL-3.0
Self-hostable
Compared with PayPal
- + Open source (PayPal is not)
- + Self-hostable (PayPal is not)
- + Free to use (PayPal is paid)
Details Website
0
9.
SolidInvoice
Money, Budgeting & Management
Open source invoicing and quote application.
Open source · MIT
Self-hostable
Compared with PayPal
- + Open source (PayPal is not)
- + Self-hostable (PayPal is not)
- + Free to use (PayPal is paid)
Details Website

PayPal vs. alternatives

Service	Open source	Self-hosted	License	Pricing	Platforms	Rating	Votes
PayPal Current	No	No	proprietary	Usage-based	Web / iOS / Android	—	—
Bitcart	Yes	Yes	MIT	—	—	—	0
BTCPay Server	Yes	Yes	MIT	—	—	—	0
DePay	Yes	Yes	MIT	—	—	—	0
FOSSBilling	Yes	Yes	Apache-2.0	—	—	—	0
Invoice Ninja	Yes	Yes	elastic-2-0	—	—	—	0
InvoicePlane	Yes	Yes	MIT	—	—	—	0
Kill Bill	Yes	Yes	Apache-2.0	—	—	—	0
SHKeeper	Yes	Yes	GPL-3.0	—	—	—	0
SolidInvoice	Yes	Yes	MIT	—	—	—	0

FAQ

What is the best alternative to PayPal?

Community-recommended alternatives to PayPal include Bitcart, BTCPay Server, DePay, FOSSBilling, Invoice Ninja, and InvoicePlane. Compare open source, self-hosting, pricing and platforms to choose.

Is there a free alternative to PayPal?

Yes. Bitcart, BTCPay Server, DePay, FOSSBilling, Invoice Ninja, and InvoicePlane can be used for free; the open-source, self-hostable ones can be run on your own server at no cost.

Is there an open-source alternative to PayPal?

Yes. Open-source alternatives include Bitcart, BTCPay Server, DePay, FOSSBilling, Invoice Ninja, and InvoicePlane.

Can I self-host an alternative to PayPal?

Yes. Bitcart, BTCPay Server, DePay, FOSSBilling, Invoice Ninja, and InvoicePlane can run on your own server, so you keep control of your data.

Services in the same category that haven't been suggested as PayPal alternatives yet. If one fits, add it as an alternative.

Wallos
Lightweight personal subscription tracker with statistics and optional notifications.
Open source
Self-hostable
Assets
A self-hosted FIRE tracker.
Self-hostable
P
Pancake
Online invoicing, project management, time tracking and proposal software.
Self-hostable
S
Stripe
Developer-first payment platform for online payments, subscriptions, invoicing and payouts via APIs.
Akaunting
Accounting software designed for small businesses and freelancers.
Open source
Self-hostable
Actual
Local-first personal finance tool based on zero-sum budgeting, supporting synchronization across devices, custom rules, manual transaction importing (from QIF, OFX, and QFX files), and optional automatic synchronization with many banks.
Open source
Self-hostable